All users of the Independent Review Inc. (“IR” or the “Company”) website (the “site”) agree, that by accessing the site, to be bound by the terms of use as noted herein. If users disagree with the terms herein, they should immediately exit the site and refrain from accessing any pages, links or content of the site.

Subject to Change/Modification: The terms and conditions of the site are subject to change or modification at any time in the sole discretion of IR and without prior notice to users or clients.

Deemed Agreement: Initial and condition use of the site will be deemed unconditional acceptance of the terms and conditions of the site at this time and any changes hereafter.

No Legal Advice: Information in this site including (but not limited to) links, documents, commentary and other content is provided for general information purposes only. Contents of this site should be used for reference purposes only and should not be relied upon for any other purposes. Neither the site, nor any content thereof, should be construed as legal advice. Neither the site, nor any content thereof, should be interpreted as a legal opinion.

No Privilege: The use of any information contained in this site nor the transmission of information by IR to any users in any form including electronic transmission, will establish a contractual relationship or any other relationship between IR and any user.

No Guarantee of Accuracy: IR does not make any representations, guarantee or warranties as to the accuracy, quality, correctness or completeness of the site.

Limited License: Neither the site, nor any content thereof should be used for commercial purposes. IR is providing users with a limited license to view, print and download the contents of the site for reference, personal or educational purposes only.

Permission to copy, modify or otherwise distribute the contents of the site is not permitted. Any reproduction, distribution or transmission of the site or requires express prior written permission of IR.

IR holds all copyright, trade-mark and other rights in all contents contained on this site.

No Liability: IR shall have absolutely no liability whatsoever in connection with (but not limited to) any loss, cost or damages (directly or indirectly) related to, or arising from, the use of this site. This includes liability related to its non-availability, the contents or use thereof (including, without limitation, inaccuracies, errors or omissions).

No Guarantee of Confidentiality: Users of the site should not send personal or confidential information to IR unless they are existing clients.

Links to Other Sites: IR provides links to other sites for the convenience of users. IR may not endorse, recommend or approve other sites and has no responsibility or liability for any of these sites. Users access these other sites at their own risk.

Governing Law: These terms and conditions and the use of the site is governed by and interpreted in accordance with the laws of the Province of Ontario and the laws of Canada, as applicable. Users of the site, including those in non-Canadian jurisdictions, agree to irrevocably attorn to the exclusive jurisdiction of the province of Ontario.